While older homes exude charm, they often come with outdated systems. One upgrade that many homeowners overlook is the electrical panel. This component is vital in delivering electricity safely and efficiently throughout the house. If your home was built before the 1990s, it might be time to consider an electrical panel upgrade to meet modern energy demands.
What the Electrical Panel Does
Think of your electrical panel as the command center of your home’s electrical system. It receives power from the utility company and sends it to various circuits, each responsible for powering different rooms or appliances.
Panels in older homes were built for a time when households used far less electricity. Decades ago, most homes didn’t have central air conditioning, multiple large appliances, or a growing number of electronics. As a result, many older panels struggle to handle today’s usage.
When to Consider an Upgrade
Just because your panel is still working doesn’t mean it’s keeping up. Here are some signs it may be time for an electrical panel upgrade:
- Frequent breaker trips – Often a sign of overload or aging components.
- Lights that flicker or dim – Particularly when using large appliances.
- Limited outlets – Relying on extension cords or power strips may indicate the system isn’t meeting your needs.
- A panel over 25 years old – Older panels may be outdated or underpowered.
- Upcoming renovations – Adding rooms, appliances, or upgraded systems requires more electrical capacity.
Even if you haven’t experienced serious problems, early attention to these warning signs can make a big difference. Taking action sooner helps prevent more costly or dangerous electrical issues down the line.
Why Panel Capacity Is Important
Older panels often deliver just 60 to 100 amps of power. In contrast, modern homes typically need 150 to 200 amps or more to run efficiently. That demand comes from:
- High-efficiency heating and cooling systems
- Tankless water heaters
- Electric vehicle (EV) chargers
- Smart home devices
- Kitchen appliances and upgrades
An electrical panel upgrade gives your system the capacity to handle this increased load. This helps prevent overheating, circuit failures, or power interruptions.
Staying Current with Codes and Insurance
Electrical codes are regularly updated to reflect current standards. A panel that was compliant in the 1980s may fall short today. Some older panels even include components that have since been recalled or flagged as safety risks, like those from Zinsco or Federal Pacific.
In addition to safety concerns, insurance providers may view outdated panels as a liability. Some may require a replacement before issuing or renewing a policy, especially if you’re selling or refinancing your home. An electrical panel upgrade ensures your system meets today’s regulations and avoids unnecessary hurdles with insurers or inspectors.
What to Expect During the Upgrade
Upgrading your electrical panel is a straightforward job for a licensed electrician. The process typically includes:
- Assessing your home’s current and future electrical needs
- Choosing a panel with the appropriate amperage and room for future expansion
- Coordinating with the utility company if your service line also needs an upgrade
- Removing the old panel and installing the new one
- Clearly labeling circuits and ensuring everything passes inspection
Standard panel upgrades generally require just one day of work. However, it may take longer if your home needs additional work, like rewiring or main service replacement.
Long-Term Benefits of an Upgrade
An updated panel doesn’t just support higher electrical loads. It also adds long-term value and peace of mind. Benefits include:
- Improved safety – Reduces the risk of overheating or fire
- Consistent power delivery – Fewer disruptions when running high-demand devices
- More flexibility – Easier to add circuits or appliances in the future
- Increased home value – Signals to buyers that the system is updated and reliable
- Insurance advantages – May simplify underwriting and lower risk ratings
Final Thoughts
Your electrical panel might not be visible, but it powers nearly everything in your home. As technology advances and energy needs grow, outdated systems can quickly fall behind. Upgrading your panel ensures your electrical system is safe, reliable, and ready for the future.
If you’ve noticed any signs of strain or want to future-proof your home, talk to a licensed electrician about your options. A professional electrical panel upgrade can make your home more efficient, more secure, and better equipped for what’s next.