Even if your home appliances and systems are in proper working condition now, but these can breakdown anytime and in the most inappropriate situation. The homeowners insurance never offers coverage for the damage of these appliances and systems. So, in this situation, nothing can be more cost effective than a home warranty policy to manage the budget of home repair. This type of policy offers complete peace of mind to the users learning that they are completely protected in case of any unexpected breakdown takes place.
What does the home warranty contract usually cover?
Items that are usually covered by a home warranty policy often vary by plan and company, but usually, this type of contract includes the items like:
- Water heater
- Electrical system
- HVAC or Heating, Ventilation and Air Conditioning System
- Plumbing system
- Garage door opener
- Washer and dryer of clothes
- Kitchen appliances like as oven/stove range, refrigerator, in-built